At roughly 10.99 a month, Spotify is 132 a year, 1,319 over a decade and 2,638 over twenty years, at today's price and before increases. Here is the receipt and what the same money is in real things.
Maybe. That is not the point of the page. The point is that music subscriptions are priced to feel small per month, and 10.99 feels small. 1,319 over a decade does not. Both numbers are the same purchase; only the framing changes. If you use Spotify every week, the decade price may be one of the best deals you have. If you opened it twice last month, you now know what "I'll cancel it eventually" costs per year: 132.
Today's price, no increases, no annual-plan discount, no shared family plan, no free months. Real ten-year cost is usually higher because prices rise; this is the floor. Currency is left generic on purpose: the figures are close enough in EUR, USD and GBP to use as they are, and you can edit any price in the full calculator.
Cancelling Spotify for six months a year (most people binge in bursts) saves about 66 a year and 659 over ten years. Downgrading to a cheaper tier, sharing legitimately with a household, or rotating between services are all cheaper than the default of paying every month forever.
Other services: Netflix · YouTube Premium · Disney+ · Amazon Prime · Apple Music · iCloud+ / Google One (200 GB) · ChatGPT Plus / an AI assistant · a gym membership · PlayStation Plus / Xbox Game Pass · a dating app.